Terms & Conditions

Imperial Insurance Broker, a health insurance brokerage. This legal notice outlines the terms governing the use of your services and website. You can adjust it depending on whether your business focuses on health, auto, property, life, or a combination.

Terms and Conditions
Effective Date: 06-16-2025
Imperial Insurance Broker

1. Acceptance of Terms

By accessing or using the services of Imperial Insurance Broker (“Company,” “we,” “our,” or “us”), including through our website or through direct communication, you (“you,” “your,” “user,” or “client”) agree to be bound by these Terms and Conditions. If you do not agree, do not use our services.

2. Services Provided

Imperial Insurance Broker acts as an independent insurance brokerage. We provide:

• Insurance consultation and recommendations

• Health, life, auto, home, and other insurance quotes

• Policy enrollment assistance

• Claims support and customer service

We are not an insurance carrier. We work with licensed carriers and providers to offer you insurance options that meet your needs.

3. Eligibility

To use our services, you must:

• Be at least 18 years of age or the legal age of majority in your state

• Provide accurate and complete information

• Have the legal authority to enter into insurance contracts

4. No Guarantee of Coverage

Quotes and policy recommendations provided by Imperial Insurance Broker do not guarantee coverage. Final policy approval and rates are determined by the insurance carriers based on their underwriting guidelines and your submitted information.

5. Client Responsibilities

You agree to:

• Provide truthful, accurate, and updated information when requesting quotes or services

• Review any policy documentation carefully before signing

• Inform us of any changes that may affect your coverage (e.g., address, employment, dependents)

6. Intellectual Property

All content on our website, including text, graphics, logos, and design, is the intellectual property of Imperial Insurance Broker and may not be copied, reproduced, or used without our written permission.

7. Privacy

We respect your privacy. Any personal or health information you provide will be handled in accordance with our Privacy Policy and applicable privacy laws such as HIPAA (for health-related data). We do not sell your information.

8. Disclaimers

• We make every effort to provide accurate and timely information, but we do not guarantee that all information is error-free.

• Insurance laws and policies vary by state and provider.

• Our services do not constitute legal or financial advice. You are encouraged to consult appropriate professionals for those services.

9. Limitation of Liability

To the fullest extent permitted by law, Imperial Insurance Broker shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or your reliance on any information provided by us.

10. Third-Party Links

Our website may contain links to third-party websites, such as insurance carriers or partners. We are not responsible for the content, accuracy, or privacy practices of those sites.

11. Modifications to Terms

We reserve the right to modify or update these Terms at any time. Changes will be posted on our website with an updated “Effective Date.” Continued use of our services after such changes constitutes acceptance of the new Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the [Insert State], without regard to its conflict of law principles. Any disputes shall be resolved exclusively in the courts of [Insert County and State].

13. Contact Information

If you have questions about these Terms or your use of our services, please contact:

Imperial Insurance Broker
ImperialInsurancebrokers24@gmail.com

561-556-7556